Privacy Policy

Last updated: 2026-05-03

Introduction

This privacy notice explains how home-insurance-gap-analyzer.hub2.day (the "Site") handles information when you use the Home Insurance Gap Analyzer. The Site is a focused, independent web utility designed to help homeowners and renters compare their insurance coverage against common local risks. We aim to be transparent about what data is collected, why, and what choices you have.

Information You Enter in the Analyzer

The worksheet is designed to run primarily in your browser. Your answers about your property, coverage amounts, deductibles, and risk factors are processed locally on your device so you can see results without sending that information to our servers. We do not require you to create an account or submit personal identifiers to use the core analyzer.

If you choose to email us at hello@home-insurance-gap-analyzer.hub2.day with questions, feedback, or a copy of your worksheet, any personal information you include in that message is used only to respond to your request and is not added to a marketing list.

Server and Security Logs

Like most websites, the Site's hosting infrastructure automatically records limited technical information when you visit, such as your IP address, browser type, referring page, and timestamps. These logs are used for security, abuse prevention, and basic operational monitoring. Log data is retained only as long as reasonably necessary and is not used to build individual profiles.

Cookies and Local Storage

The Site may use browser cookies or local storage to remember your preferences (for example, whether you have acknowledged a cookie notice) and to support basic functionality. These are not used to track you across other websites.

Where required by law, the Site will request your consent before setting non-essential cookies, including those used for advertising.

Advertising and Google AdSense

The Site uses Google AdSense to display advertisements. Google and its partners may use cookies and similar technologies to serve ads based on your visit to this Site and other sites you have visited. This can include the use of identifiers such as cookies, device identifiers, or other signals to personalize ads where permitted by law.

Under applicable laws (including the GDPR in the European Economic Area and the United Kingdom, and the CCPA/CPRA in California), you may have the right to:

• Receive clear information about the use of cookies and tracking technologies.
• Consent to or decline non-essential cookies before they are set.
• Opt out of the sale or sharing of personal information for targeted advertising, where applicable.

You can manage your advertising preferences through:

• The cookie consent options presented on the Site, where available.
• Google's ad settings at adssettings.google.com.
• Industry opt-out tools such as optout.aboutads.info or optout.networkadvertising.org.

Service Providers

The Site relies on third-party service providers for hosting, analytics, and advertising. These providers may process limited data on our behalf under contractual obligations consistent with this notice. We do not sell your personal information as commonly understood outside of the advertising context described above.

Children

The Site is not directed to children under 16 (or the applicable age in your jurisdiction). We do not knowingly collect personal information from children. If you believe a child has provided personal information to us, please contact us at hello@home-insurance-gap-analyzer.hub2.day so we can take appropriate steps.

Security

We implement reasonable technical and organizational measures to protect information against unauthorized access, loss, or misuse. No method of electronic storage or transmission is completely secure, and we cannot guarantee absolute security.

Third-Party Links

The Site may link to external websites, tools, or resources for your convenience. We are not responsible for the privacy practices or content of those third parties. We encourage you to review their privacy policies before providing any information.

International Processing

If you access the Site from outside the country where it is hosted, your information may be transferred to and processed in a different jurisdiction. By using the Site, you acknowledge this transfer. We rely on appropriate safeguards where required by law.

Your Rights and Choices

Depending on your location, you may have rights to access, correct, delete, or restrict the processing of your personal information, or to object to certain processing. You may also have the right to withdraw consent where processing is based on consent.

To exercise these rights or ask questions about this notice, contact us at hello@home-insurance-gap-analyzer.hub2.day.

Changes to This Notice

We may update this privacy notice from time to time. The "Last updated" date at the top will reflect the most recent version. Continued use of the Site after changes indicates acceptance of the updated notice.